Disclosure & PRIVACY Policy

The owner of this web site and blog may use affiliate links and may receive compensation as well as accept cash advertising, sponsorship, paid insertions or other forms of compensation.

Any reference to third party websites or products may change without notice. The compensation received will never influence the content, topics or posts made on this web site and blog.

No part of this web site or blog may be reproduced, stored, or transmitted in any form or by any means, electronic, mechanical, recording, scanning, or otherwise, except as permitted under Section 107 or 108 of the 1976 United States Copyright Act, without the prior permission of the author.

The views and opinions expressed on this web site and blog are purely that of the owner. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.

What personal information is collected from the people that visit the web site?
You may be asked to enter your name, email address or other details to help you with your experience and to receive email messages. You may unsubscribe from receiving emails at any time.

When is information collected?
Information is collected from you when you subscribe to the emailed newsletter/messages or enter information on the
web site.

Does this site use ‘cookies'?
Yes. Cookies are small files that a site or its service provider transfers to your computer's hard drive through your web browser (if you allow) that enables the site's or service provider's systems to recognize your browser and capture and remember certain information. This site also uses cookies to help compile aggregate data about site traffic and site interaction so that the owner can offer better site experiences and tools in the future.

Cookies are used to:
Keep track of advertisements and compile aggregate data about site traffic and site interactions in order to offer better site experiences and tools in the future. This site may also use trusted third party services that track this information on the owner's behalf. You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies.

Third Party Disclosure
The owner does not sell, trade, or otherwise transfer to outside parties.

Third Party Links
This web site may include or offer third party products or services. These third party web sites have separate and independent privacy policies. Therefore  the owner has no responsibility or liability for the content and activities of these linked sites.